Client reviewing Cherry payment plan financing options on a phone at the Aspire Trim Clinic front desk in Matthews, NC

Financing Options at Aspire Trim Clinic: Cherry Payment Plans, PatientFi and Klarna

Cherry payment plans application screen shown on a tablet during a consultation at Aspire Trim Clinic near Charlotte, NC

Cherry Payment Plans: Our Primary Financing Option

Apply in about a minute, with no impact on your credit score

Financing at Aspire Trim Clinic in Charlotte, NC starts with Cherry, our primary financing option. Cherry is a payment plan platform that lets you split the investment in your program into monthly payments instead of paying everything at once. According to Cherry, applying does not affect your credit score, you receive a decision in under a minute, and everyone who is approved receives a zero-interest offer. You can apply from your phone before your consultation, at the front desk in Matthews, or after your goal-setting session once you know which program fits your goals.

The Cherry widget below shows monthly payment estimates for the plan you select, so you can see what a program might look like month to month before you commit. Those estimates come from Cherry, not from Aspire, and your final terms are set by Cherry when you accept an offer. Read more at Cherry's website, or ask any member of our team to walk you through the application during your free consultation.

Reviewed by Brent Mague, MBA, ISSA Weight Management Specialist and Nutritionist. Medical statements describe care provided by Impact Health Network licensed physicians. Last updated: October 2026.

Your Choices

Three Ways to Pay Over Time

Cherry (Primary)

Monthly payment plans, no credit score impact to apply, decision in under a minute, per Cherry

PatientFi

Soft credit inquiry, instant decision, fixed monthly or promotional no-interest plans, per PatientFi

Klarna

Pay in 4 interest-free payments every 2 weeks after a soft credit check, offered at invoicing

Cherry vs PatientFi vs Klarna

Which financing option fits you

Option Best For Credit Check How You Apply When It Is Offered
Cherry (primary option) Monthly payment plans on any program, package or membership tier Applying does not affect your credit score, according to Cherry Online or on your phone, decision in under a minute Before, during or after your free consultation
PatientFi Fixed monthly plans or promotional no-interest plans Soft credit inquiry with no impact to your credit score, according to PatientFi Online application with an instant decision At your consultation when you select a program
Klarna Splitting a single invoice into four interest-free payments every two weeks Soft credit check, according to Klarna Through Klarna when you pay your invoice At invoicing
Coach outlining program and package options that qualify for financing at Aspire Trim Clinic in Matthews, NC

What Financing Covers at Aspire Trim

Every program and package, not just the big ones

Financing applies to every program and package we offer. That includes the weight loss program in Charlotte, NC, where prescription weight loss medication, where appropriate, is prescribed by Impact Health Network licensed physicians and Aspire coaches you through it. It includes our weight loss coaching packages (Essential, Trim & Tone and Elite), the injection-free Thinnr weight loss protocol, and device programs such as Emsculpt Neo body contouring in Charlotte, NC. Membership tiers (Silver, Gold and Platinum) can be financed the same way.

Exact investment is discussed at your free consultation. Your visit starts with a Styku 3D body composition scan and a goal-setting session with Brent Mague, so the plan you finance is built around your numbers and your goals rather than a generic package. Once you know which program fits, you can apply with Cherry on the spot, ask about PatientFi, or choose Klarna when your invoice is issued. To see how the consultation, scan and coaching fit together, read how it works at Aspire Trim.

Frequently Asked Questions About Financing

Before you apply

Does applying for financing affect my credit score?

Not with any of our three partners, based on what each one publishes. According to Cherry, applying does not affect your credit score. PatientFi states that its application begins with a soft credit inquiry that has no impact on your credit score. Klarna uses a soft credit check for its pay-in-4 option. Accepting an offer and making payments afterward is governed by the partner's own terms, which you review before you agree to anything.

Which financing option should I choose?

Start with Cherry, our primary option, unless you have a specific reason to prefer another partner. Cherry works for any program or membership tier, gives a decision in under a minute, and offers approved applicants a zero-interest offer, according to Cherry. Choose PatientFi if you want a fixed monthly plan or a promotional no-interest plan. Choose Klarna if you would rather split a single invoice into four payments over a few weeks.

Can I combine financing with a membership tier?

Yes. Silver, Gold and Platinum membership tiers can be financed through Cherry or PatientFi just like a single program or package, and Klarna can be used on an individual invoice. Your coach reviews what each tier includes at your consultation, and you decide how you want to pay once you have chosen. Exact investment is discussed at your free consultation, not on this page.

Is there interest on these payment plans?

That depends on the partner and the offer you accept. According to Cherry, everyone who is approved receives a zero-interest offer. PatientFi offers both fixed monthly plans and promotional no-interest plans. Klarna's pay-in-4 option is interest-free, according to Klarna. Each partner shows you the full terms before you agree, and Aspire Trim Clinic does not set or change those terms.

Can I finance a Thinnr weight loss protocol?

Yes. The injection-free Thinnr weight loss protocol can be financed through Cherry, our primary option, or PatientFi, and Klarna is available when your invoice is issued. Thinnr is coached by Aspire like every other program, with a Styku scan at the start and scheduled check-ins throughout. Your coach reviews your health history before you begin, and Impact Health Network licensed physicians are available if a medical question comes up.

What if I am not approved?

You still have options. Each partner makes its own decision, so a decline from one does not mean a decline from the others, and your coach can help you apply with a different partner. You can also start with a smaller package or a single program and add to it later. Because applications with all three partners use a soft inquiry or do not affect your credit score, according to each partner, trying another option does not penalize you.

Do you offer in-house payment plans?

No. Aspire Trim Clinic does not carry in-house financing. Instead we work with three established partners: Cherry payment plans as our primary option, PatientFi, and Klarna at invoicing. Each partner handles the application, approval and payment schedule directly with you, which keeps your financial information with the lender rather than with our clinic. We are happy to walk you through any of the three at your visit.

How do I apply for financing?

For Cherry, use the widget on this page or apply from your phone in about a minute, before or after your consultation. For PatientFi, you complete an online application and receive an instant decision. For Klarna, you choose it when your invoice is issued. If you are not sure where to start, call (704) 321-0105 or book a free consultation and we will go through the options together after your body composition scan.

Front entrance of Aspire Trim Clinic at 1114 Sam Newell Rd in Matthews, NC, where clients book a free consultation

Book Your Free Consultation in Charlotte

Scan first, then choose your program and how to pay

Your first visit is a free consultation and Styku 3D body composition scan at our Matthews clinic, a short drive from Charlotte, Mint Hill, Stallings, Indian Trail, Weddington, Pineville and Ballantyne. Once you know which program fits, we will help you apply with Cherry, PatientFi or Klarna. Call (704) 321-0105 or request your consultation online.

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